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HISAB-KHATA PRIVACY POLICY

INTRODUCTION

Welcome to Hisab-Khata. We value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services (collectively, the "Services").

Please read this Privacy Policy carefully. By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by all terms and conditions described in this document.

1. LEGAL AGREEMENT

This Privacy Policy constitutes a legal agreement between you (the "User") and Hisab-Khata. By accepting electronically (for example, clicking "I Agree"), installing, accessing, or using the Services, you agree to these terms.

This Privacy Policy shall be governed by and construed in accordance with the laws of BANGLADESH, without regard to its conflict of law principles.

2. INFORMATION WE COLLECT

2.1 Personal Information

  • Full name
  • Mobile number
  • Email address (optional)
  • Business details (business name, type, address)
  • Profile picture (optional)

2.2 Business Data

  • Customer/supplier contact information
  • Transaction records
  • Product/service details
  • Invoice and payment information
  • Business analytics data

2.3 Device Information

  • Device model and operating system
  • Device identifiers (Device ID)
  • IP address
  • Mobile network information
  • Application version

2.4 Usage Data

  • Features accessed
  • Time spent on various app screens
  • Navigation patterns
  • Error logs

3. HOW WE COLLECT INFORMATION

3.1 Direct Collection

  • Information you provide during registration
  • Data you enter while using the app
  • Feedback and support requests

3.2 Automated Collection

  • Analytics tools
  • Cookies and similar technologies
  • App usage tracking

3.3 Third-Party Sources

Only with your explicit permission and authorization

4. HOW WE USE YOUR INFORMATION

4.1 Provide and Improve Services

  • User authentication and account management
  • Processing transactions and generating invoices
  • App customization and personalization
  • Developing new features and improvements

4.2 Business Operations

  • Party profile creation and management
  • Transaction record keeping
  • Financial reporting and analysis
  • Push notifications for important updates

4.3 Communication

  • Responding to your inquiries
  • Sending service-related notifications
  • Providing customer support
  • Sharing updates about new features or services

4.4 Legal and Security

  • Protecting against fraudulent or illegal activity
  • Enforcing our terms and conditions
  • Complying with legal obligations

5. DATA SHARING AND DISCLOSURE

5.1 No Sale of Personal Data: We do not sell or rent your personal information to third parties for their marketing purposes.

5.2 Limited Sharing: We may share your information in the following limited circumstances:

  • With your explicit consent
  • With service providers (under confidentiality agreements)
  • To comply with legal obligations
  • To protect rights, privacy, safety, or property

5.3 Business Transfers: If Hisab-Khata is involved in a merger or sale, your data may be transferred. We will notify you of any such changes.

6. DATA OWNERSHIP AND RIGHTS

6.1 Your Ownership

  • License to use your content solely for operating the Services
  • Right to process data for internal analytics
  • Permission for technical handling required for delivery

6.2 Your Rights

  • Access your personal information
  • Correct inaccurate data
  • Delete your account and data
  • Export your data
  • Restrict certain processing
  • Object to processing

To exercise these rights, contact us via the "Contact Us" section.

7. DATA SECURITY

  • Encryption of data in transit and at rest
  • Regular security assessments
  • Access controls and authentication mechanisms
  • Regular staff security training

Despite our efforts, no method of transmission over the internet or method of electronic storage is 100% secure.